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You Can Buy a House in This Magical Mountain Town for Less Than $55,000

Pinewood cabin in pine forest green on nature trail. Wooden house or wooden hut along the Pinewood hill in twilight night

You Can Buy a House in This Magical Mountain Town for Less Than $55,000

There’s just something about the mountains that lures people to them. Perhaps its the notion of living off the grid or being surrounded by nature and wildlife. Or perhaps it’s just the appeal of a change of scene. Well, we can give you all of that — PLUS an affordable pricetag. We have rounded up the nation’s most affordable mountain towns where you can buy a home, many times for less than $100,000.

To find these towns, we reviewed five-year data on median household value and median household income from the U.S. Census Bureau’s 2022 American Community Survey. Cities, towns, and Census-designated places were ranked based on the ratio of median home value to median household income. Only places with at least 500 residents where at least 5% of housing units are vacant for seasonal or recreational use that intersect a mountain were considered. Mountain spatial boundaries are from the GMBA Mountain Inventory v2 of EarthEnv.

So line up the movers and start packing. We bet you can find your next home in one of these affordable mountain towns.

50. Ridgecrest, California

"Turnoff to Ridgecrest, California, Panamint Valley, Death Valley National Park" by Ken Lund is licensed under BY-SA 2.0.
  • Median home value: $224,600 (2.6 times income)
  • Median household income: $85,872
  • Total population: 28,118

49. Steele Creek, Alaska

Bureau of Land Management Alaska / CC BY 2.0 / Flickr
  • Median home value: $309,900 (2.6 times income)
  • Median household income: $118,934
  • Total population: 6,542

48. Cumberland, Maryland

"Cumberland, Maryland" by Dougtone is licensed under BY-SA 2.0.
  • Median home value: $119,500 (2.6 times income)
  • Median household income: $45,915
  • Total population: 19,041

47. White Sulphur Springs, West Virginia

"White Sulphur Springs" by Tobyotter is licensed under BY 2.0.
  • Median home value: $122,000 (2.6 times income)
  • Median household income: $47,292
  • Total population: 2,707

46. Scranton, Pennsylvania

"Scranton Pennsylvania ~ Scranton Cultural Center - Masonic Temple (formerly the Masonic Temple and Scottish Rite Cathedral) Mid 90s'" by Onasill - Bill Badzo - 149 Million Views - Thank Y is licensed under PDM 1.0.
  • Median home value: $125,700 (2.6 times income)
  • Median household income: $48,776
  • Total population: 76,119

45. Apple Mountain Lake, Virginia

Famartin / CC BY-SA 4.0 / Wikimedia Commons
  • Median home value: $310,200 (2.6 times income)
  • Median household income: $120,539
  • Total population: 1,584

44. Cobleskill, New York

"Cobleskill, New York" by Dougtone is licensed under BY-SA 2.0.
  • Median home value: $168,800 (2.6 times income)
  • Median household income: $65,610
  • Total population: 4,152

43. Deltana, Alaska

Ingo70/Shutterstock.com
  • Median home value: $267,700 (2.5 times income)
  • Median household income: $105,250
  • Total population: 2,059

42. Lakemont, Pennsylvania

Welcome to Pennsylvania highway sign at rest stop
IEW MEDIA/Shutterstock.com
  • Median home value: $118,600 (2.5 times income)
  • Median household income: $46,840
  • Total population: 1,511

41. Pulaski, Virginia

"2017-06-13 10 11 06 View north along Virginia State Route 99 (Main Street) at Newbern Road in Pulaski, Pulaski County, Virginia" by Famartin is licensed under BY-SA 4.0.
  • Median home value: $137,400 (2.5 times income)
  • Median household income: $55,213
  • Total population: 8,982

40. Keyser, West Virginia

"B&O 7401 freight near Keyser, West Virginia (Gafton Line) on March 2, 1969" by railfan 44 is licensed under PDM 1.0.
  • Median home value: $115,400 (2.5 times income)
  • Median household income: $46,724
  • Total population: 4,879

39. Nice, California

Nice. California. USA
SevenMaps/Shutterstock.com
  • Median home value: $170,600 (2.4 times income)
  • Median household income: $69,653
  • Total population: 2,389

38. Mount Union, Pennsylvania

"20220914 09 Mount Union, Pennsylvania" by davidwilson1949 is licensed under BY 2.0.
  • Median home value: $93,600 (2.4 times income)
  • Median household income: $38,382
  • Total population: 2,130

37. Middlesborough, Kentucky

"Masonic Temple, 20th Street, Middlesboro, KY" by w_lemay is licensed under BY-SA 2.0.
  • Median home value: $87,000 (2.4 times income)
  • Median household income: $35,798
  • Total population: 9,383

36. Whitehall, New York

"Farmland Near Whitehall, New York" by Ken Lund is licensed under BY-SA 2.0.
  • Median home value: $96,400 (2.4 times income)
  • Median household income: $40,294
  • Total population: 2,166

35. Lewistown, Pennsylvania

"Lewistown, Pennsylvania" by Dougtone is licensed under BY-SA 2.0.
  • Median home value: $86,500 (2.4 times income)
  • Median household income: $36,166
  • Total population: 8,522

34. Hinton, West Virginia

CZmarlin — Christopher Ziemnowicz / CC BY 3.0 / Wikimedia Commons
  • Median home value: $85,400 (2.4 times income)
  • Median household income: $35,735
  • Total population: 2,167

33. Gorham, New Hampshire

"Gorham, New Hampshire" by Dougtone is licensed under BY-SA 2.0.
  • Median home value: $132,800 (2.4 times income)
  • Median household income: $55,845
  • Total population: 2,043

32. Jenkins, Kentucky

"Jenkins city hall downtown" by FatCat96 is licensed under BY-SA 4.0.
  • Median home value: $61,300 (2.3 times income)
  • Median household income: $26,500
  • Total population: 1,862

31. La Vale, Maryland

"File:2016-06-25 09 07 59 View south along Maryland State Route 36 (Mount Savage Road) at U.S. Route 40 Alternate (National Highway) in La Vale, Allegany County, Maryland.jpg" by Famartin is licensed under BY-SA 4.0.
  • Median home value: $168,200 (2.3 times income)
  • Median household income: $73,778
  • Total population: 4,351

30. Powells Crossroads, Tennessee

Brian Stansberry / CC BY 3.0 / Wikimedia Commons
  • Median home value: $146,100 (2.3 times income)
  • Median household income: $64,100
  • Total population: 1,686

29. Ellenville, New York

Doug Kerr from Albany, NY, United States / CC BY-SA 2.0 / Wikimedia Commons
  • Median home value: $172,700 (2.2 times income)
  • Median household income: $77,125
  • Total population: 4,213

28. Berlin, New Hampshire

Jamie Tarallo / CC BY-SA 2.0 / Flickr
  • Median home value: $93,200 (2.2 times income)
  • Median household income: $41,638
  • Total population: 9,485

27. Olyphant, Pennsylvania

formulanone / CC BY-SA 2.0 / Flickr
  • Median home value: $132,200 (2.2 times income)
  • Median household income: $60,120
  • Total population: 5,372

26. Richwood, West Virginia

"File:RichwoodLookingDownOakford.jpg" by Youngamerican at English Wikipedia is licensed under BY-SA 3.0.
  • Median home value: $68,000 (2.2 times income)
  • Median household income: $30,962
  • Total population: 2,567

25. Altoona, Pennsylvania

railfan 44 / Public Domain / Wikimedia Commons
  • Median home value: $110,700 (2.2 times income)
  • Median household income: $50,435
  • Total population: 43,821

24. Warm Springs, Oregon

"1988. Grounded spray helicopters in need of dump valves. Western spruce budworm control project. Warm Springs Indian Reservation, Oregon." by USDA Forest Service is licensed under PDM 1.0.
  • Median home value: $129,200 (2.2 times income)
  • Median household income: $59,167
  • Total population: 2,453

23. Old Forge, Pennsylvania

Mr. Matté / CC BY-SA 4.0 / Wikimedia Commons
  • Median home value: $156,300 (2.2 times income)
  • Median household income: $71,615
  • Total population: 8,506

22. Neah Bay, Washington

"Wildlife at Neah Bay in Washington" by Landscapes in The West is licensed under PDM 1.0.
  • Median home value: $137,500 (2.2 times income)
  • Median household income: $63,750
  • Total population: 1,081

21. Metlakatla, Alaska

"Metlakatla, Alaska" by markcbrennan is licensed under BY-SA 2.0.
  • Median home value: $163,900 (2.1 times income)
  • Median household income: $78,750
  • Total population: 1,437

20. Marlinton, West Virginia

Adam Jones / CC BY 2.0 / Flickr
  • Median home value: $82,000 (2.1 times income)
  • Median household income: $39,643
  • Total population: 1,139

19. Bluefield, West Virginia

"File:2017-07-21 17 00 36 View north along West Virginia State Route 598 (Cherry Drive) at U.S. Route 460 in Bluefield, Mercer County, West Virginia.jpg" by Famartin is licensed under BY-SA 4.0.
  • Median home value: $94,400 (2.1 times income)
  • Median household income: $45,854
  • Total population: 9,619

18. Saltville, Virginia

"File:2017-06-12 19 42 07 View south along Virginia State Route 107 (Worthy Boulevard) at Virginia State Route 91 (Main Street) in Saltville, Smyth County, Virginia.jpg" by Famartin is licensed under BY-SA 4.0.
  • Median home value: $84,900 (2.1 times income)
  • Median household income: $41,339
  • Total population: 2,085

17. Bowling Green, Maryland

Bowling Green. Maryland. USA
SevenMaps/Shutterstock.com
  • Median home value: $119,100 (2.0 times income)
  • Median household income: $59,773
  • Total population: 1,102

16. Parsons, West Virginia

"Shavers Fork Parsons West Virginia" by Tim Kiser (w:User:Malepheasant) is licensed under BY-SA 2.5.
  • Median home value: $88,600 (1.9 times income)
  • Median household income: $45,729
  • Total population: 1,524

15. Dannemora, New York

"New York State Route 374" by Dougtone is licensed under BY-SA 2.0.
  • Median home value: $130,900 (1.9 times income)
  • Median household income: $67,778
  • Total population: 3,373

14. McClure, Pennsylvania

Smallbones / Public Domain / Wikimedia Commons
  • Median home value: $119,100 (1.9 times income)
  • Median household income: $62,667
  • Total population: 1,171

13. Patrick Springs, Virginia

Patrick Springs. Virginia. USA
SevenMaps/Shutterstock.com
  • Median home value: $99,500 (1.9 times income)
  • Median household income: $52,548
  • Total population: 2,204

12. Renovo, Pennsylvania

GPA Photo Archive / CC BY 2.0 / Flickr
  • Median home value: $54,400 (1.9 times income)
  • Median household income: $28,750
  • Total population: 1,081

11. Cumberland, Kentucky

Welcome to Kentucky, Unbridled Spirit - roadsign at state border with Tennessee with a pine tree in background.
marekuliasz/Shutterstock.com
  • Median home value: $59,900 (1.8 times income)
  • Median household income: $32,716
  • Total population: 2,390

10. Covington, Virginia

Virginia State Parks / CC BY-2.0 / Flickr
  • Median home value: $80,100 (1.8 times income)
  • Median household income: $45,737
  • Total population: 5,722

9. Westernport, Maryland

"2020-05-27 14 50 28 View south along Maryland State Route 36 (New Georges Creek Road) from the overpass for Waverly Street in Westernport, Allegany County, Maryland" by Famartin is licensed under BY-SA 4.0.
  • Median home value: $83,500 (1.6 times income)
  • Median household income: $50,938
  • Total population: 1,993

8. Springville, Virginia

Virgina road sign on the side of the highway that says Virginia is for Lovers
Carol Mellema/Shutterstock.com
  • Median home value: $65,700 (1.6 times income)
  • Median household income: $41,250
  • Total population: 1,017

7. East Carbon, Utah

A row of historical brick Coke Ovens near Sunnyside, East Carbon, Utah.
JULIA Culp/Shutterstock.com
  • Median home value: $80,700 (1.5 times income)
  • Median household income: $52,554
  • Total population: 1,441

6. Atkins, Virginia

"2013-02-03; Atkins, Virginia" by robspiegel is licensed under BY 2.0.
  • Median home value: $66,300 (1.5 times income)
  • Median household income: $43,318
  • Total population: 1,028

5. King Cove, Alaska

"ALEUTIAN EXPRESS at King Cove Alaska 7 13 2016 20" by ALEUTIANEXPRESS is licensed under BY-SA 4.0.
  • Median home value: $118,200 (1.5 times income)
  • Median household income: $79,844
  • Total population: 1,108

4. Searles Valley, California

"Trona and Searles Valley, California" by Pimlico27 is licensed under BY-SA 4.0.
  • Median home value: $78,000 (1.4 times income)
  • Median household income: $54,013
  • Total population: 1,716

3. Desert Edge, California

Welcome to California road sign
U. Eisenlohr/Shutterstock.com
  • Median home value: $53,600 (1.4 times income)
  • Median household income: $38,668
  • Total population: 3,715

2. Hays, Montana

Montana state sign near by free way in summer.
Checubus/Shutterstock.com
  • Median home value: $63,600 (1.3 times income)
  • Median household income: $49,423
  • Total population: 1,095

1. Johnstown, Pennsylvania

"20070517 13 Locust St. @ Walnut St., Johnstown, Pennsylvania" by davidwilson1949 is licensed under CC BY 2.0.
  • Median home value: $40,000 (1.2 times income)
  • Median household income: $33,466
  • Total population: 18,429
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