The Cheapest Place to Live in Every State, According to Zillow Data

Finding a more affordable place to live often starts with looking beyond your current ZIP code. With housing, groceries, healthcare, transportation, and utilities still putting pressure on household budgets, the right location can make a major difference in how far your income goes.

To find the cheapest place to live in every state, we reviewed GOBankingRates reporting which analyzed Zillow data for the 2,500 largest U.S. cities by housing market size. The study identified the most affordable city in each state based on rent and key cost-of-living factors, including groceries, healthcare, transportation, and utilities.

The result is a state-by-state look at where everyday expenses are lowest and where your money may stretch further in 2025. The list also includes average home values and median household income data from Census Reporter to give a fuller picture of affordability in each place.

• Annual cost of living: $31,807
• Annual rent: $9,000
• Average home value: $114,518
• Median household income: $40,345

• Annual cost of living: $46,262
• Annual rent: $19,296
• Average home value: $414,014
• Median household income: $105,356

• Annual cost of living: $39,046
• Annual rent: $16,956
• Average home value: $298,883
• Median household income: $70,291

• Annual cost of living: $32,020
• Annual rent: $10,992
• Average home value: $204,826
• Median household income: $61,149

• Annual cost of living: $39,321
• Annual rent: $15,024
• Average home value: $326,900
• Median household income: $60,461

• Annual cost of living: $36,344
• Annual rent: $15,288
• Average home value: $334,786
• Median household income: $64,787

• Annual cost of living: $42,706
• Annual rent: $16,908
• Average home value: $300,292
• Median household income: $70,778

• Annual cost of living: $42,867
• Annual rent: $19,332
• Average home value: $339,650
• Median household income: $60,199

• Annual cost of living: $42,867
• Annual rent: $19,332
• Average home value: $208,535
• Median household income: $36,485

• Annual cost of living: $42,867
• Annual rent: $19,332
• Average home value: $146,386
• Median household income: $38,301

• Annual cost of living: $58,317
• Annual rent: $26,652
• Average home value: $858,314
• Median household income: $87,143

• Annual cost of living: $33,299
• Annual rent: $12,432
• Average home value: $420,170
• Median household income: $50,617

• Annual cost of living: $31,245
• Annual rent: $8,448
• Average home value: $134,809
• Median Household income: $32,128

• Annual cost of living: $29,157
• Annual rent: $9,336
• Average home value: $156,500
• Median Household income: $45,399

• Annual cost of living: $29,386
• Annual rent: $8,400
• Average home value: $184,800
• Median Household income: $58,117

• Annual cost of living: $29,877
• Annual rent: $8,676
• Average home value: $146,981
• Median Household income: $53,073

• Annual cost of living: $32,454
• Annual rent: $11,760
• Average home value: $242,983
• Median Household income: $58,687

• Annual cost of living: $33,595
• Annual rent: $11,712
• Average home value: $200,000
• Median Household income: $52,738

• Annual cost of living: $36,531
• Annual rent: $15,396
• Average home value: $243,116
• Median Household income: $53,580

• Annual cost of living: $33,347
• Annual rent: $12,408
• Average home value: $152,202
• Median Household income: $48,162

• Annual cost of living: $41,141
• Annual rent: $18,420
• Average home value: $322,895
• Median Household income: $53,605

• Annual cost of living: $33,520
• Annual rent: $11,640
• Average home value: $128,098
• Median Household income: $38,579

• Annual cost of living: $30,132
• Annual rent: $10,512
• Average home value: $185,650
• Median Household income: $68,057

• Annual cost of living: $35,645
• Annual rent: $13,812
• Average home value: $87,200
• Median Household income: $44,516

• Annual cost of living: $29,662
• Annual rent: $8,196
• Average home value: $237,605
• Median Household income: $46,204

• Annual cost of living: $33,130
• Annual rent: $11,676
• Average home value: $334,708
• Median household income: $63,373

• Annual cost of living: $34,130
• Annual rent: $10,740
• Average home value: $256,000
• Median household income: $58,884

• Annual cost of living: $38,539
• Annual rent: $16,104
• Average home value: $368,640
• Median household income: $62,109

• Annual cost of living: $43,374
• Annual rent: $20,856
• Average home value: $403,700
• Median household income: $80,836

• Annual cost of living: $42,685
• Annual rent: $19,656
• Average home value: $252,660
• Median household income: $70,275

• Annual cost of living: $32,853
• Annual rent: $13,740
• Average home value: $161,214
• Median household income: $54,820

• Annual cost of living: $31,821
• Annual rent: $10,956
• Average home value: $118,000
• Median household income: $43,523

• Annual cost of living: $32,662
• Annual rent: $11,676
• Average home value: $240,877
• Median household income: $47,197

• Annual cost of living: $32,323
• Annual rent: $10,812
• Average home value: $272,695
• Median household income: $73,219

• Annual cost of living: $31,989
• Annual rent: $10,500
• Average home value:
• Median household income: $47,873

• Annual cost of living: $32,883
• Annual rent: $8,676
• Average home value: $187,363
• Median household income: $55,941

• Annual cost of living: $34,981
• Annual rent: $14,124
• Average home value: $308,370
• Median household income: $46,693

• Annual cost of living: $29,811
• Annual rent: $8,736
• Average home value: $154,203
• Median household income: $43,308

• Annual cost of living: $42,655
• Annual rent: $18,672
• Average home value: $380,892
• Median household income: $61,059

• Annual cost of living: $30,381
• Annual rent: $10,224
• Average home value: $188,180
• Household income: $41,150

• Annual cost of living: $34,940
• Annual rent: $13,788
• Average home value: $312,178
• Household income: $63,493

• Annual cost of living: $32,092
• Annual rent: $10,908
• Average home value: $229,000
• Household income: $46,975

• Annual cost of living: $30,770
• Annual rent: $9,624
• Average home value:
• Household income: $40,438

• Annual cost of living: $36,876
• Annual rent: $16,200
• Average home value: $153,823
• Household income: $63,589

• Annual cost of living: $49,474
• Annual rent: $24,372
• Average home value: $506,784
• Household income: $71,109

• Annual cost of living: $35,677
• Annual rent: $14,172
• Average home value: $156,000
• Household income: $44,423

• Annual cost of living: $35,811
• Annual rent: $15,120
• Average home value: $363,768
• Household income: $63,781

• Annual cost of living: $33,414
• Annual rent: $10,800
• Average home value: $114,200
• Household income: $47,386

• Annual cost of living: $32,113
• Annual rent: $11,196
• Average home value: $240,743
• Household income: $64,389

• Annual cost of living: $36,846
• Annual rent: $13,008
• Average home value: $287,179
• Household income: $69,168